Flood Insurance in New York and New Jersey

In Haverstraw, NY, and surrounding areas, flooding can pose a significant risk to both homes and businesses. At WOOT Insurance Agency, we understand these localized flooding issues and offer flood insurance policies designed to provide the protection you need.

Understanding New York and New Jersey Flood Plains and Their Impact

Flood plains are areas near bodies of water that are prone to flooding. Living or operating a business in a flood plain can significantly increase your risk of flood damage. Our team can help you understand your flood risk and provide a flood insurance policy that aligns with your specific needs.

What's Not Covered by Flood Insurance?

While flood insurance can provide crucial protection, it's important to understand what it doesn't cover. Generally, flood insurance does not cover damage caused by moisture, mildew, or mold that the property owner could have avoided. Also, property outside your home, like landscaping, decks, patios, fences, and septic systems, is typically not covered.

Personal and Commercial Flood Insurance Options in New York and New Jersey

Whether you're looking to protect your home or your business, we offer both personal and commercial flood insurance policies. These policies can cover the structure of your home or business and its contents from flood damage. Our team is ready to assist you in finding the right coverage for your needs.

Guard Against Rising Waters Today

Ready to guard against rising waters with confidence? Contact WOOT Insurance Agency today. Our team is ready to assist you with all your flood insurance needs. Reach out to us today for a quote or any insurance-related questions.

WOOT Insurance Agency in Haverstraw, NY is more than just an insurance agency. Let us help you find New York and New Jersey flood insurance policies today.