Commercial insurance across New York & New Jersey

evan@wootinsurance.com(917) 967-3732

WOOT automotive specialty

Auto Repair & Auto Body Shop Insurance

Commercial insurance for auto repair shops, body shops, towing businesses, and related automotive operations.

Independent agency New York & New Jersey Direct broker access

Coverage overview

Start with the business, then build the policy.

Automotive businesses combine customer vehicles, employees, equipment, property, road tests, and potentially towing or storage exposures. WOOT helps assemble the policies and endorsements that fit the actual operation.

Coverage descriptions are general and do not replace policy language. Availability, eligibility, limits, exclusions, and pricing depend on underwriting and the issued policy.

Who it may fit

Built around real commercial operations.

WOOT asks about the work, property, people, contracts, vehicles, and current insurance so the application reflects the actual risk.

Mechanical repair shops

Auto body and collision shops

Towing and roadside operations

Detailing, tire, and specialty shops

Common questions

Know what to ask.

Ask Evan about your business

What is garage keepers coverage?

Garage keepers coverage can address certain covered damage to customer vehicles in the insured’s care, custody, or control, subject to policy terms and selected coverage basis.

Does garage liability cover the building?

No. Building, tools, equipment, and business personal property are generally addressed through property coverage.

Talk through the risk

Ready for a clearer insurance conversation?

Tell Evan about the business and the coverage you need. WOOT will review the available path forward.