Vehicles at work
Commercial auto insurance for business vehicles, fleets, contractors, and service operations.
Independent agency • New York & New Jersey • Direct broker access
Coverage overview
Personal auto policies may not address business vehicle use. Commercial auto coverage can protect owned, hired, or non-owned vehicles depending on the policy and the way your business operates.
Coverage descriptions are general and do not replace policy language. Availability, eligibility, limits, exclusions, and pricing depend on underwriting and the issued policy.
Who it may fit
WOOT asks about the work, property, people, contracts, vehicles, and current insurance so the application reflects the actual risk.
Some limited uses may be addressed, but business ownership, regular commercial use, deliveries, and employee driving often require commercial coverage.
Vehicle and driver schedules, radius, use, garaging, loss history, and desired limits commonly help markets evaluate the risk.
Talk through the risk
Tell Evan about the business and the coverage you need. WOOT will review the available path forward.
