Bundled business coverage
Business owners policy guidance for eligible New York and New Jersey small businesses.
Independent agency • New York & New Jersey • Direct broker access
Coverage overview
A BOP combines core property and liability coverages in one policy for eligible businesses. The right form and endorsements depend on the business class, property, revenue, location, and operations.
Coverage descriptions are general and do not replace policy language. Availability, eligibility, limits, exclusions, and pricing depend on underwriting and the issued policy.
Who it may fit
WOOT asks about the work, property, people, contracts, vehicles, and current insurance so the application reflects the actual risk.
No. Carrier eligibility varies by operations, size, revenue, property values, and loss history.
Workers compensation is normally written separately.
Talk through the risk
Tell Evan about the business and the coverage you need. WOOT will review the available path forward.
