Commercial insurance across New York & New Jersey

evan@wootinsurance.com(917) 967-3732

Coverage for the jobsite

Contractors Insurance

Insurance packages for contractors and trades operating in New York and New Jersey.

Independent agency New York & New Jersey Direct broker access

Coverage overview

Start with the business, then build the policy.

Contractors often face demanding contract terms, additional-insured requirements, employee and subcontractor exposures, tools, vehicles, and work performed away from their premises.

Coverage descriptions are general and do not replace policy language. Availability, eligibility, limits, exclusions, and pricing depend on underwriting and the issued policy.

Who it may fit

Built around real commercial operations.

WOOT asks about the work, property, people, contracts, vehicles, and current insurance so the application reflects the actual risk.

General contractors

Electrical, plumbing, and HVAC trades

Carpentry, painting, and flooring

Landscaping and field-service operations

Common questions

Know what to ask.

Ask Evan about your business

Are subcontractors automatically covered?

No. Subcontractor use, insurance requirements, contracts, and certificates should be disclosed and reviewed.

Can WOOT issue certificates?

WOOT can assist clients with certificate requests consistent with the issued policy and documentation.

Talk through the risk

Ready for a clearer insurance conversation?

Tell Evan about the business and the coverage you need. WOOT will review the available path forward.